What is Commercial Auto Insurance?

More than a personal auto policy, a commercial auto insurance covers accidents that occur while you or your employees are driving a company vehicle or a covered personal, leased, or rented vehicle used for business purposes.

A commercial auto policy pays for legal and medical bills related to auto accidents. Typically has higher liability limits than personal auto insurance and usually cover higher claims and different types of vehicles. If you are a sole proprietor who owns a vehicle used primarily for business, you may need this policy.