What is Garage Liability Insurance Coverage?

Any business that handles customers’ vehicles needs garage liability insurance in addition to its commercial general liability coverage. This particular coverage protects your business from third party bodily injury or property damage caused by an accident as a result of your garage business operations.

Depending on your business’s operations, the types of garage protections you need will vary. In addition, you may also need garage-keeper's insurance to cover property damage to vehicles while in "care, custody or control" of the shop. This coverage is not included in a standard garage liability policy.